BoC's Poloz: We're decidedly neutral on interest rates given circumstances and risks

More headlines are crossing the wires, via Reuters, from Bank of Canada Governor Stephen Poloz's press conference:

• Confident that quality of indebtedness is steadily strengthening due to last year's govt changes
• There's no question that having had low interest rates for some time has contributed to demand for housing
• Interest rates are not what is fueling speculation, though adds to demand
• There's no credit boom to go with speculative phase in housing
• We're decidedly neutral on interest rates given circumstances and risks
• Last three months of data have not been uniformly positive but much more positive than over last year
• We need to be cautious and not make policy on short-term trends in data